Everyday, life throws challenges at us. Most of which are financial. Life doesn't care whether you are capable of meeting them or not. Sometimes you wonder why you are still broke even though what you earn is capable of footing all your bills.
Below are some reasons:
ONE, you have one source of income. Why would you not go broke when all you have is multiple streams of spending and not multiple streams of income? You will need to balance the two.
TWO, you try to impress others. Everyone's journey is different, so don't be moved by other people's timeline. Impress no one! Do the best you can to spend less than what you earn monthly or as the case may be. Impressing others will only invite "Sapa" because you will be under pressure to gain approval from them.
THREE, you have no budget or money plan. A scale of preference can save you some money. Important things (needs before wants) should come first. Avoid impulsive buying. That you can afford something doesn't mean you should buy it.
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