How I Paid Off $25,000 Credit Card Debt In 11 Months - Full Plan | Premium Article
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How I Paid Off $25,000 Credit Card Debt In 11 Months - Full Plan

I was drowning in $25,000 credit card debt with 24% interest. In 11 months I paid it all off without a second job. This is the exact step-by-step plan I used, including the snowball method, the cards I paid first, and the mistakes to avoid.

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I had $25,000 in credit card debt. 4 cards. 24% interest. Every month I paid $600 and my balance barely moved. I felt trapped.

 

Then I changed one thing. I stopped paying minimum and I followed a simple 5-step plan.

 

In 11 months, my balance was $0.

 

In this article, I will show you the exact plan I used, the order I paid my cards, how I negotiated my interest down, and how much I saved.

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Philip
Philip
Philip ✓ Verified Premium Subscriber This member currently has an active Lodpost Premium membership. Premium members enjoy author analytics, a higher daily article limit, and 0% Lodpost commission on eligible donations.
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FUOYE Computer Science Student 💻 I break down Finance, Business & Tech in simple English for students. Writing on LodPost to support my studies & data subscription. If my articles help you, abeg support me with a small tip ❤️ - e go help me write more daily!
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