Everyone is asking "which app still pays to Opay today without PayPal?" I tested 8 apps this week with my own Opay account. Only 5 are still paying instantly in October 2026. No capital needed.
*1. Premise - Best for Abuja, Lagos, PH*
Premise pays you to answer questions about things around you. For example, today in Abuja they asked me to take a picture of the price of rice in Wuse market and check if a shop is open. One task = ₦200 to ₦1,200. If you live in Gwarimpa, Kubwa, Wuse, you will see 3-5 tasks daily.
Withdrawal: $2 minimum to PayPal, then to Opay via Chipper Cash or Paga. I withdrew $4 yesterday and it entered my Opay in 2 hours.
*2. Hawkit - Withdraw ₦100 Everyday*
Hawkit is for simple phone tasks. Follow page on Instagram, like post, comment, share video. Each task ₦50 to ₦500. The best part is you can withdraw ₦100 and it enters Opay instantly. No need to wait for $5. Many students in UNIABUJA use it for daily data money.
*3. Lodpost - Where You Are Reading This Now*
Lodpost pays you to write articles like this one. You write, share your link on WhatsApp status, and when people read, you earn. My last article got 340 views and I earned $1.20 which is about ₦1,920. You can withdraw direct to Opay, bank or PayPal. Minimum $5. Best for people who can write small English.
*4. Remotasks - For People With Small English and Patience*
Remotasks pays you to train AI. You label pictures, like "draw box around car". One task = $0.10 to $1. You can make $3 to $10 per day if you have 2 hours. They pay via PayPal every Thursday. Then you move it to Opay.
*5. PalmPay Invite - Fastest ₦800*
If you need urgent ₦1k today, open your PalmPay app, click Invite, share your link to your WhatsApp contacts. For every friend who downloads and registers, PalmPay gives you ₦800. 3 friends = ₦2,400. You can transfer to Opay with zero charges. This one pays in 5 minutes.
*My Honest Advice:*
Don't download all 5 today. Start with 2 only. My combination is Premise in the morning + Lodpost in the evening. That way I earn from tasks and also earn from my articles. Avoid any app that says "Pay ₦2000 to activate your account" - all legit apps I listed are FREE.
Which one have you tried before? Did Opay alert enter? Tell me in comments so others can learn.
*Support me:* If this article helped you, please share it to 2 WhatsApp groups. That helps me earn too.
#makemoneyinNigeria #Opay #legitapps #howtomakemoney #Abuja
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