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How to make money without investment You can make money through selling homemade items like baked goods and healthy snacks, another way to make money is by opt for data entry jobs from companies. Also make money by becoming an insurance POSP agent. You can also make money through freelancing such as writing, programming, editing, designing and so many skills and you can also make money by test apps and websites before they go live. some of the sites that offer app and websites testing are beta testing, user testing and also startup lift.