To efficiently receive payments on Upwork, consider the following methods:
1. Direct to Local Bank (Kenya)
M-Pesa: Upwork allows Kenyan freelancers to withdraw earnings directly to their M-Pesa accounts. Each withdrawal incurs a $0.99 fee, with funds typically available within 24 hours.
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Local Bank Transfer: Transfer funds to your Kenyan bank account in local currency. This method also has a $0.99 fee per withdrawal and may take up to seven business days for funds to arrive.
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2. U.S. Dollar Wire Transfer
Details: For freelancers preferring USD, Upwork offers wire transfers to bank accounts outside the U.S. This method carries a $30 fee per transfer and may take up to seven business days.
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3. Third-Party Payment Vendors
Payoneer: Link your Upwork account to Payoneer to transfer earnings to a Payoneer Debit MasterCard or linked bank account. Fees and processing times vary.
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PayPal: Available in select countries, PayPal allows for quick transfers, though fees and currency conversion rates apply.
Setting Up a Payment Method
Navigate to Settings: Log in to your Upwork account, go to Settings, and select Get Paid.
Add Method: Click on Add Method and choose your preferred payment option.
Enter Details: Provide the necessary account information. Ensure the account name matches your Upwork profile to avoid issues.
Activation Period: For security, new payment methods become active after three days.
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By selecting the most suitable payment method, you can manage your Upwork earnings effectively and minimize fees.
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