PayPal remains one of the most trusted platforms for sending and receiving money globally. But in Nigeria, the default PayPal account only allows you to make purchases—not receive international payments.
If you’re a freelancer, affiliate marketer, or business owner, this can be a major challenge. Luckily, there’s a proven way to set up a verified PayPal account in Nigeria that lets you send and receive money worldwide.
Why You Need a Verified PayPal Account
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Most foreign clients prefer PayPal for payments.
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Without it, you could lose valuable deals.
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A verified account allows you to send, receive, and withdraw funds without limits.
Step-by-Step Guide to Create a Verified PayPal in Nigeria
1. Visit the PayPal Website
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Go to paypal.com/ng (Nigeria version).
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Replace
/ngwith/uk→ paypal.com/uk to access the UK site. -
Click Sign Up and choose Business Account (freelancing counts as business).
2. Enter Personal Details
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Fill in your details accurately.
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Important: Do not use your Nigerian phone number.
3. Avoid the Biggest Mistake
Many people use temporary numbers to register. This causes problems later because:
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You can’t always receive PayPal login codes.
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Temporary numbers are public and unsafe.
4. Buy a UK Number (Safe Method)
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Visit SMS Activate and rent a UK number.
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Cost: around $9.99 for 14 days.
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This ensures PayPal recognizes your device safely.
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After 2 weeks, PayPal usually stops asking for phone verification.
5. Confirm Your Email
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Add your email and complete the verification steps.
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Provide any extra information PayPal asks for.
At this stage, your PayPal is fully set up and ready to use.
Using Your Verified PayPal in Nigeria
Once verified, you can:
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Send and receive money worldwide.
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Request payments from clients.
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Shop online securely.
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Use it for freelancing platforms and affiliate marketing.
Final Thoughts
Creating a verified PayPal account in Nigeria may seem tricky, but with the UK business account method, it’s straightforward and reliable.
Now you can send and receive international payments without restrictions.
👉 If you want to maximize your new PayPal account, check out my guide on 5 Fiverr Gigs You Can Start Without Any Skills to begin earning online.
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